Jordan Bennett of Regency Real Estate Brokers - 949-829-7484

MLS: OC25059135     $1,100,000
3 Bedrooms with 3 Baths

MLS: OC25059135 Condo For Sale
193 MONTANA DEL LAGO DRIVE
RANCHO SANTA MARGARITA CA 92688

MLS:  OC25059135
Status:  ACTIVE
List Price:  $1,100,000
Price per SQFT:  $719
Square Footage:  1529

3 Bedrooms
3 Baths
Year Built:  1998
Zip Code:  92688

Listing Agent: KATHI JESSE of EXP REALTY OF SOUTHERN CALIFORNIA, INC 949-439-4731

Listing Remarks

Welcome to Resort-Style Living in the Heart of Rancho Santa Margarita! This home is located in the only lakefront community of detached homes in Rancho Santa Margarita, offering a unique opportunity to live in an exclusive neighborhood of just 41 homes. Situated steps away from Lake RSM and its 1.1-mile walking trail, the home is also close to the community pool, Beach Club, and Lagoon. Enjoy walking distance to restaurants, markets, and easy access to local amenities. The home features a modern, multi-level floor plan that offers both privacy and spacious communal living areas. A standout feature is the rare basement with a half-bath, which provides a versatile space beyond just a third bedroom. This flexible area could easily be transformed into a game room, office, media room, home gym, or personal retreat — the choice is yours. The home has been fully upgraded with new flooring throughout, including 6” baseboards and custom framing for all windows, creating a sleek, polished look. The redesigned kitchen is a highlight, featuring premium finishes, an expansive island, and floor-to-ceiling cabinets offering ample storage. New stainless steel appliances complete the space, which opens seamlessly to the dining and family room areas, centered around a dual-sided fireplace. A loft area offers a versatile space that could be used for an office, tech center, or reading nook. The upper level offers dual master suites with views of the community pool. Both bathrooms have been thoughtfully renovated, including the master bath, which now features a luxurious floor-to-ceiling marble shower. The private patio is an ideal spot for outdoor living, complete with an in-glass dog door (a $3,000 upgrade) for added convenience. Additional upgrades throughout the home include a renovated downstairs bath, upgraded toilets in all bathrooms, and built-in cabinets by the fireplace for extra storage. The property is ideally located on a corner lot, offering privacy and easy access to the pool, jacuzzi, and other community amenities. You’ll also be just steps from Santa Margarita Lake, where you can enjoy signature events such as the 4th of July Star Spangled Spectacular and the annual Christmas Tree Lighting. This home offers the perfect blend of comfortable living, modern upgrades, and prime location in one of Rancho Santa Margarita's most sought-after neighborhoods.

Address: 193 MONTANA DEL LAGO DRIVE RANCHO SANTA MARGARITA CA 92688


Featured Agent


Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - BRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Listing Photos


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Photo #2: OC25059135 Listing
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Listing Details


STATUS:Active
SPECIAL LISTING CONDITIONS:Standard
LISTING CONTRACT DATE:2025-03-19
BEDROOMS:3
BATHROOMS FULL:2
BATHROOMS HALF:1
LIVING AREA SQ FT:1529
YEAR BUILT:1998
HOA/MGMT CO:Cierra del Lago
HOA/MGMT PHONE:9495081642
HOA FEES FREQUENCY:Monthly
HOA FEES:$327
HOA AMENITIES:Barbecue, PicnicArea, Playground, Pool, SpaHotTub
ARCHITECTURAL STYLE:Mediterranean
COMMUNITY FEATURES:Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks, Pool
FIREPLACE:FamilyRoom, Gas
FLOORING:SeeRemarks
COOLING:CentralAir
INTERIOR FEATURES:BreakfastBar, BuiltInFeatures, CathedralCeilings, RecessedLighting, Storage, Loft, MultiplePrimarySuites, PrimarySuite, WalkInClosets
LAUNDRY FEATURES:Inside
LOT FEATURES:BackYard, CornerLot
# GARAGE SPACES:2
PARKING FEATURES:DirectAccess, Garage, PermitRequired
PROPERTY TYPE:Residential
PROPERTY SUB TYPE:Townhouse
POOL FEATURES:Community, Association
SPA FEATURES:Association
STORIES TOTAL:3
NUMBER OF UNITS TOTAL:1
VIEW:Pool
LISTING AGENT:KATHI JESSE
LISTING OFFICE:EXP REALTY OF SOUTHERN CALIFORNIA, INC
LISTING CONTACT:949-439-4731

Estimated Monthly Payments


List Price:$1,100,000
20% Down Payment:$220,000
Loan Amount:$880,000
Loan Type:30 Year Fixed
Interest Rate:6.5 %
Monthly Payment:$5,562

Estimate does not include taxes, fees, insurance.

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Property Location: 193 MONTANA DEL LAGO DRIVE RANCHO SANTA MARGARITA CA 92688



Blue Marker: This Listing               Red Marker: Active Listings Nearby

Nearby Active Listings Within: 0.5 mi


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Featured Agent


Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - BRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Last Updated: 2025-04-05 04:34:43